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How to buy crypto instantly with your debit/credit card
How to buy crypto instantly with your debit/credit card

Buy your preferred cryptocurrency in a few clicks using the most convenient payment method.

Rick Alexsson avatar
Written by Rick Alexsson
Updated over 5 months ago

To buy crypto instantly with a debit/credit card:

  • Go to the Instant Buy page.

  • Choose a preferred cryptocurrency.

  • Select a predefined pack, or enter the desired purchase amount, and click Buy.

  • Select your payment method (credit/debit card, Google Pay, Apple Pay, Skrill, Neteller, PayPal), and click Proceed.

  • Check transaction details, and click Buy to confirm the purchase.

Now let’s explore each step in more detail.

Before you start

In order to access CEX.IO services and purchase digital assets, users first need to create an account and get verified. If you already have a verified account, then just log in to proceed with a crypto purchase.

1.Go to the Instant Buy page

Users can find the Instant Buy page on the Products menu, under the second column labeled For Everyone.

This service typically acts as a starting point for newcomers interested in building a crypto portfolio. Before making a purchase, consider studying and comparing cryptocurrency prices for digital assets available in your region.

2. Choose a preferred cryptocurrency

To choose a preferred cryptocurrency, click on the assets ticker in the You receive field. You’ll see a list of digital assets available for your account and region. Next, click on the cryptocurrency you wish to buy. BTC is set by default.

Similarly, you can choose the fiat currency you want to use for payment.

3. Enter the amount

Enter the custom amount of crypto you want to buy, or the amount of fiat currency you wish to spend. Alternatively, select one of the predefined packs. With these packs, the Instant Buy service automatically shows the purchase amount, which includes the service commission. The asset price updates in real-time based on market changes.

Click Buy to proceed once you're satisfied with the purchase amount.

Please note that the minimum amount users must spend is 20 USD/EUR/GBP. Customers who’ve completed identity verification have a transaction limit of $3,000, which can be increased by completing address verification.

4. Select the payment method

To select the payment method for your crypto purchase using a debit/credit card:

  • Navigate to the Select payment method menu

  • Click the Credit/Debit Card button

  • Link a new card, or use a previously added one.

In general, CEX.IO users can utilize multiple payment methods to make a crypto purchase with the Instant Buy service, including debit/credit cards, Google/Apple Pay, Skrill/Neteller, and PayPal.

Please note that the availability of certain assets and payment methods depends on the user's jurisdiction. For more information, please visit our Limits and Commissions page.

5. Confirm the purchase

To finalize the purchase request:

Once approved by your bank, the purchased crypto will be credited to your CEX.IO balance.

As one can see, verified CEX.IO users can buy crypto as easily as shopping online. We maintain relationships with legacy payment providers to offer a variety of convenient payment solutions. Whether you are starting your crypto journey, or continuing to seize opportunities in the digital economy, our debit/credit card payment methods are available across our product ecosystem.

The web content provided by CEX.IO is for educational purposes only. The information and tools provided neither are, nor should be construed as, an offer, or a solicitation of an offer, or a recommendation, to buy, sell or hold any digital asset or to open a particular account or engage in any specific investment strategy. Digital asset markets are highly volatile and can lead to loss of funds.

The availability of the products, features, and services on the CEX.IO platform is subject to jurisdictional limitations. To understand what products and services are available in your country, please see our Licenses and Registrations.

CEX.IO Corp. is not a registered broker-dealer or FINRA member. Crypto is not insured by the Federal Deposit Insurance Corporation (FDIC) or the Securities Investor Protection Corporation (SIPC).

Taxes may be payable on any return and/or on any increase in the value of your digital assets and you should seek independent advice on your tax obligations.

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