Payment Card Verification Guide

In order to make deposits and withdrawals using a payment card, your card should be confirmed by your bank and verified by our Compliance Officer.

Please note that only users who are over 18 years old are allowed to initiate operations using payment cards. 

You can use VISA, MasterCard or virtual cards

 Here is the video description of the process followed by text explanation: 

1. Provide information about your card

To make a card deposit/withdrawal for the first time, you need to add a payment card to your account and provide some information:

  • Cardholder’s name
  • Name and last name of person on behalf of whom the payment is processed
  • Card number (16 digits)
  • Expiry date (MM/YY format)

Cardholder’s name and payee’s name should contain only characters of Latin alphabet, without diacritics (e.g. if the cardholder name is Иван Каменев, please type Ivan Kamenev; if the cardholder name is Maria Abád, please type Maria Abad).

Cardholder name should not contain any additional parts or symbols (e.g. if the cardholder name on the card is Mr. Ivan Kamenev, please only type Ivan Kamenev; if the cardholder name on the card is Maria M Abad, please only type Maria Abad).

After you enter card info, check the boxes to confirm that you:

  • have provided valid and up-to-date information, and
  • agree that your information will be viewed by the Compliance Officer.

2. Upload photos proving ownership

Please provide the following photos:

  • A selfie with a payment card.
  • 2 photos, one with your payment card next to your ID's front side and another photo of your payment card with your ID's back side – this applies only to users who have not verified their identity.

A. Selfie with a payment card

Please, make a selfie while holding your payment card that you used to fill in the form.

Selfie requirements:

  • Look straight into the camera
  • The photo should be in color
  • Your face and card information must be clearly visible
  • Do not wear sunglasses, a hat, or a headband
  • The photo should be recent
  • Image should be in high resolution (min 300 dpi)
  • Allowed formats: JPG, GIF, PNG, TIFF, and PDF
  • File size should be no more than 15 MB

An additional photo can be required by our Compliance Officer in case of any security queries.

Example of a good selfie:

B. Photo of a payment card next to an ID

If you have not verified your identity, you have to provide 2 photos of your payment card next to an identity document, one with the front side of identity document and another with the back side of your identity document.

 

You have to provide one of the following identity documents:

  • National ID card or national passport (double page);
  • International passport (double page);
  • Driving license 
In case additional information is required, our compliance department will contact you.

Your identity document should be in characters of Latin alphabet.

Requirements for identity documents

  • Accepted IDs are a national ID card, national passport, international passport or driver’s license.
  • Your card and identity document must be in one photo and be fully visible.
  • Only photos of original documents will be accepted.
  • Information on your card and ID must be clearly visible.
The compliance agency may ask you to upload another photo if it does not meet quality standards.
Another identity document/passport can be required in case of any security queries.

A photo taken with a mobile phone is preferred.

3. Enter CVV/CVC

To confirm ownership of your payment card, please provide CVV/CVC number and complete standard verification by small charge amount (less than $1.00) submitted to your payment card issuer.

Please, pay attention that we do not store your CVV/CVC number due to security reasons. Therefore, you must enter it each time you use your card to make a payment.

4. Verification by Small Charge Amount

We’ve submitted small verification charge to your payment card. To confirm the ownership of the payment card you need to enter the exact amount of this charge in USD into the verification form below.

You may find out this amount in your online payment card statement or by contacting your bank.

This charge will be automatically refunded to you.

 

Once all the necessary information and documents are provided, your payment is being processed.

The Compliance Officer needs to verify your card information. It might take a few hours. Also, in case necessary, Compliance agency may request for additional information regarding your card and the small charge transaction mentioned above.

As soon as the check is done, you will receive an email notifying you that the payment has been successfully processed.

After you have made your first deposit, your payment card information is saved in your profile.

When making the subsequent deposits, you can:

  • select the existing payment card (which we have verified), or
  • add a new one.

You can add as many payment cards as you need to your profile, and then use any of them when making a deposit.

 

Have more questions? Submit a request

110 Comments

  • 1
    Avatar
    Galal Lasheen

    Hello, the problem is my bank not can get the Authorization code because it cancelled immediately, if you can charge me small amount and my bank will can help, I hope you can help

  • 0
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    Mia Barrett

    Dear up103190679, your card was successfully verified.

    Dear Galal Lasheen, we have sent you a letter with instructions, please check your email.

  • 1
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    up103210795

    Hello, the problem is my bank not can get the Authorization code because it cancelled. please help me

    up103210795

  • -1
    Avatar
    Mia Barrett

    up103210795, please contact supervisor or manager in your bank to obtain the code.
    Bank support hardly ever has access to authorisation codes and may tell you that it is not available.

    Rejected transactions do have an authorisation code.

  • 0
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    up103355098

    Hola me podrían informar cuanto se tarda una verificación de tarjeta

  • 0
    Avatar
    Akhil G


    up103355098

    In your case we are still waiting for the documents. Please upload them and if everything is correct your card will be approved within an hour.

  • 0
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    Jason Moos

    Seems there is a problem with my selfie picture. The digits on my card do not contrast well with the background the company chose, it has taken me three tries to get the lighting decent, hopefully my picture is okay this time. I could send a gif, that way I could make sure that both me and the card digits are visible on the same file, if not exactly simultaneously. Let me know if this time is not good enough.

    Edited by Jason Moos
  • 0
    Avatar
    Akhil G


    Jason Moos You may send the new file and we will ask the compliance department to check and get back to you.

  • 1
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    Mihindukulasuriya Fernando

    Why i can't change my that country name

  • 0
    Avatar
    David

    Dear, Mihindukulasuriya Fernando,

    Thank you for contacting us.

    Please write us to support@cex. so we can help you resolve this issue.

  • 0
    Avatar
    Jeanne Johnson

    Hello, anybody here banks with Capital One 360 in the US and can tell me how they obtained the authorization code? I have spent more than 4 hours speaking with bank's managers and supervisors and they said they do not have any authorization code and that they have never heard of anything like this. Can someone please help me verify the card? I am desperate.

    up103686309

  • 0
    Avatar
    David

    Dear, Jeanne Johnson,

    Please send us an email to support@cex.io, so we can check everything and provide you with the best possible solution.

  • 0
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    up102484056

    When I try to add a debit card to my account I get an error when filling in the address information for State saying "service not available in New Mexico yet" How is this possible. New Mexico is not a foreign country or 3rd world entity. Its a real state in the United States of America. How is this possible?

  • 0
    Avatar
    Martin F

    Dear up102484056

    Sorry for inconveniences but service is not available in New Mexico yet. 

  • 0
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    AHMED MOHAMED SANI KACHECK

    hi have comple almost all the veryfication process but due to the small amount taking out of my account, i can not fine that in my online banking . please should resolve this, again i am in euro zone even if i should see it , but it is still going to be a problem , fo how i can the exact amount in usa dollas ?

     

    Edited by AHMED MOHAMED SANI KACHECK
  • 0
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    Akhil G

    up104012943

    In order to find the amount you may call your bank . Even if it is in your local currency you may send the amount to compliance team and they will help you.

  • 0
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    BYRON TRUSCOTT

    My card verification is pending because I never managed to complete the small charge step, please can you help me. 

  • 0
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    Akhil G

    BYRON TRUSCOTT I would kindly request you to contact us via support@cex.io . Small charge if don't appear on your online statement you may call the bank and they should be able to help.

  • 0
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    ENYINNAYA OBASI

    My payment card was declined. please help me

  • 0
    Avatar
    David

    Dear ENYINNAYA OBASI,

     

    Please send us a request to support@cex.io, so we can better assist you on this matter.

  • 0
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    up104112279

    Hello im from Bolivia  and i want to know if there is some restriction for my country before continuing with the card verification, and if there is not, do you accept debit cards or only credit cards?  thanks

  • 0
    Avatar
    Akhil G

    up104112279

     

    We do accept card payments from Bolivia(both debit and credit cards are accepted), you may check limits and commissions here https://cex.io/finance/limits-commissions#/currency/USD

    Also, if any queries are there please write to our support team at support@cex.io

  • 0
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    up101063316

    Hello 

    UP101063316

    my card declined  i cannot add my card

     

  • 0
    Avatar
    David

    Dear up101063316,

    Please write us to support@cex.io , so we can better assist you on this matter without disclosing your personal information.

  • 0
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    up104428686

    I applied all my correct details and it's still not varrify my card, Please help me 

  • 0
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    aNTONIOS Rodolakis

    please help,my card is verified and still cannot transfer funds

     

  • 0
    Avatar
    Mia Barrett

    aNTONIOS Rodolakis, 

    you were contacted by support.

  • 1
    Avatar
    up104610475

    My card was verified initially, but now its being rejected. What could have gone wrong. Support is not responding.

  • 0
    Avatar
    David

     

    Dear up104610475

    Please send us a request to support@cex.io so we can check everything for you.

  • 0
    Avatar
    up104633785

    Hello Sir, I'm waiting to see the charge in my bank, how long it take for show up? I ve already call my bank and they don't see anything yet as well. Thanks 

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